EducationEnglish.Phrasal verbsCOMMUNICATION · A2–B1

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← Phrasal verbs

Lesson 15 / Money

Expense management.

5 phrases · 12 minutes · Look, listen and try.

Set aside money, compare prices and check the total cost before deciding.

After this lesson, you can

  • Use this lesson’s expressions to talk about the situation introduced above.
  • Distinguish “save up” and “cut back on” in context.
  • Use “shop around” in a sentence connected to your own situation.
Practice and check your answers →

Match words to pictures →Play What is She/He doing? →

A randomly assigned, fixed male or female synthetic voice for each phrase or sentence · Slow playback at 0.7× preserves pitch.

Phrase 1 / 5Understand context
Linh put a few more coins in her piggy bank to save for an item.
Linh put a few more coins in her piggy bank to save for an item.

save up

I am saving up for a new bicycle.

Read the example again

I am saving up for a new bicycle.

We saved up all year for this trip.

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We saved up all year for this trip.

View meaning & usage

Accumulate money

save upsave up for somethingsave up to do something

Emphasize gradual accumulation over time to achieve goals.

Cambridge Dictionary · save up

Haven't studied yet
Linh chose to buy just one cup of coffee instead of multiple cups to reduce costs.
Linh chose to buy just one cup of coffee instead of multiple cups to reduce costs.

cut back on

We need to cut back on expensive lunches.

Read the example again

We need to cut back on expensive lunches.

I cut back on taxi rides to save money.

Read the example again

I cut back on taxi rides to save money.

View meaning & usage

Cut spending/consumption

cut back on somethingcut back on doing something

In the lesson, it means reducing an expense or usage level; after the phrase requires a noun or -ing form.

Cambridge Dictionary · cut back on

Haven't studied yet
Linh looked at the same type of shoes in two stores before choosing to buy.
Linh looked at the same type of shoes in two stores before choosing to buy.

shop around

Shop around before you buy a new phone.

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Shop around before you buy a new phone.

I shopped around and found a cheaper ticket.

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I shopped around and found a cheaper ticket.

View meaning & usage

Compare prices in many places

shop aroundshop around for something

It's not just shopping; The purpose is usually to compare prices or conditions.

Haven't studied yet
Linh added up the items on the bill using a calculator to find the total amount.
Linh added up the items on the bill using a calculator to find the total amount.

add up to

These three bills add up to fifty dollars.

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These three bills add up to fifty dollars.

Our weekly expenses add up to more than we expected.

Read the example again

Our weekly expenses add up to more than we expected.

View meaning & usage

Add together to make a total

amounts add up to a total

After "to" is the total number. Different from “it does not add up” which means it is not reasonable.

Haven't studied yet
Linh returned the money she borrowed to her friend.
Linh returned the money she borrowed to her friend.

give back

Please give back the money you borrowed.

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Please give back the money you borrowed.

I will give your wallet back when we meet.

Read the example again

I will give your wallet back when we meet.

View meaning & usage

Return what was received/borrowed

give back somethinggive something backgive it back to someone

Can be used with money or objects. Pronoun in the middle: “give it back”.

Haven't studied yet

The examples were written for this course. Usage was checked against Matt Errey’s book, pages 112, 31, 116, 6, 53. A2–B1 is the course’s intended level.

OBSERVE · UNDERSTAND · MATCH

Match phrases to pictures

Drag a wire from the dot beside a phrase to the dot beside its matching picture. You can also tap a phrase, then a picture. Drag again to change a pair before checking.

Read the picture descriptions for more context. Similar expressions are accepted when they fit the particular scene.

A conversation in context

Read the conversation and find the expressions you have learned.

  1. Mai

    I am saving up for a bicycle.

    Read the example again

    I am saving up for a bicycle.

  2. Alex

    You could cut back on takeaway lunches and shop around for a good price.

    Read the example again

    You could cut back on takeaway lunches and shop around for a good price.

  3. Mai

    Good idea. Small costs add up to quite a lot each month.

    Read the example again

    Good idea. Small costs add up to quite a lot each month.

Compare the uses

save up / cut back on

“Save up” concerns accumulating money for a goal; “cut back on” concerns reducing spending or use. Reducing spending may help you save, but the expressions describe different actions.

Practice and check your answers

Try answering before revealing the suggested answer. This practice is not scored.

The answers below are models. Other answers can also work if they preserve the facts, meaning and structure requested in the task.

A situation to apply what you have learned

A student keeps coins for a telescope and reduces bus trips by walking. Three prices need comparing before purchase.

  1. Which expression describes collecting the money gradually?

    Show the answer and explanation

    She is saving up for a telescope.

    Putting coins aside gradually for a telescope is “saving up for”; “for” introduces the purchase goal.

  2. Complete: She cuts back ___ bus travel.

    Show the answer and explanation

    on

    “Cut back on bus travel” means reduce bus journeys; keep “on” before the activity being reduced.

  3. Advise her to compare prices first.

    Show the answer and explanation

    Shop around before spending the money you have saved up.

    “Shop around” means compare sellers before spending the savings, rather than accept the first price.

The usage comparisons are checked against the Cambridge Dictionary entries linked beside the compared expressions. The additional conversations and exercises are written for this course.

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